Because of our special relationship with carriers, we are able to provide favorable underwriting offers to brokers and employers. This helps workers that have been declined for insurance in the past to get the coverage they need at rates they can afford.
We search through the available offers and match those to your needs. We will help brokers get appointed with the carriers that have the offers.
This offer is specifically designed for smaller groups with 5 to 99 eligible employees. We can help you have “Fortune 500” style benefits even if you have fewer than 100 eligible employees. Contact us for full details on this offer.
If you have 5 to 99 eligible employees, you can choose a minimum of two, but no more than four, products to create a package to offer your employees.These plans are available guaranteed issue, if certain criteria are met.*
Accident Insurance
Disability Insurance
Critical Illness Insurance
Whole Life Insurance
Long Term Care Benefit Rider
You can help employees protect the things that matter most. These plans will pay directly to the employee and can help with deductibles, co-pays and out of pocket expenses when unexpected events happen.
* The greater of three enrolled employees or 10% participation. No product substitutions or additional products are allowed. If these products are not approved in your state, talk with your benefits representative to discuss possible options. Only actual policies can provide detailed information. Products have exclusions and limitations that may affect benefits payable. Coverage may not be available in all states; product benefits vary by state. Not available in New York.
Special Offer: Contingent Guarantee Issue 5+ lives
This offer is for groups with 5 or more eligible employees. Contact us for full details on this offer.
These are portable policies that have just 3 health related qualifying questions on the application. If you have 5 or more eligible employees, these plans are available contingent guaranteed issue.
Universal Life Insurance
Long Term Care Benefit Rider
Term Life Insurance
Hospital Indemnity Insurance
Help your employees that may not qualify for life insurance. This favorable underwriting may help them to get protection for their families.
Hospital Indemnity insurance helps fill the gaps in major medical coverage. This is paricularly helpful with high deductible health plans.
We provide voluntary benefits, including employee paid group Insurance. Accident insurance, short-term disability, long-term disability, life insurance, group term life, universal life, whole life, critical illness and cancer insurance. Also vision and dental. We provide TPA and benefits enrollment.
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